Did you know that if you are in an accident that wasn’t your fault, the at-fault party (or their insurer) is liable for the cost of your hire car while your vehicle is being repaired? We have helped many customers out who have been in an accident and weren’t sure who has to pay the costs. Of course even if the accident was your fault, we can still help you out with an affordable rental car until your vehicle is ready to drive. Keep reading to find out more about accident replacement vehicles.
Who Pays For A Rental Car After An Accident?
Even minor vehicle repairs can take longer than expected so a rental car is essential. This is even more true in regional areas like Ulladulla where there is very limited public transport.
There are two options when it comes to paying for your rental car: either you pay out of your own pocket or an insurance company pays. If you have been in an accident and aren’t at fault, the at-fault party’s insurance company will usually pay for your rental car until your car is repaired.
Some comprehensive policies will pay for your rental car even if you are at fault but these policies usually cost a lot more or you will need to purchase this benefit separately.
In either scenario, you probably need a rental car right away, so it’s best to reserve your rental car while you explore your options.
Does Car Insurance Cover Rental Cars?
There are other scenarios where you will need a rental car and might be wondering whether your insurance covers the costs. These include fire, theft, scrapes and mechanical problems.
The answer to whether these events are covered by insurance is: it depends on your policy. Every insurer and every policy has different inclusions and exclusions. Generally speaking, third party property only policies won’t have any provision for rental car hire costs. Most comprehensive policies will include car hire for certain incidents, but you will need to read the fine print of your policy or ring your insurer. Petrol is rarely covered by insurance.
Car Hire in Ulladulla
Having your car off the road is inconvenient at the best of times. Hiring a replacement car is just one more hassle you don’t need. Hampton Hire & Storage makes car hire easy with flexible terms and affordable rates. We have a modern fleet ready to go for a day, a week or longer. Get in touch with us to find out more.